Terms of Service
Last updated: 15 November 20026
These Terms govern your use of Honest Polygon (the "Software"): the course, the web app at app.consigliere.biz, the desktop app for Windows and macOS, the AI-assistant connectors, and the website consigliere.biz (together, the "Service").
1. Who we are
The Service is provided by Dmitriy Novikov, an individual based in South Africa, trading as Consigliere ("we", "us"). When you use the Service, your agreement is with us. Contact: support@consigliere.biz, postal address: 95 Sterling Road, Samrand Business Park, Centurion, South Africa, 0187.
2. Our reseller: Paddle
Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns. Payments, taxes, invoices and refunds for card purchases are governed by Paddle's Buyer Terms (https://www.paddle.com/legal/checkout-buyer-terms).
Purchases paid in cryptocurrency are sold by us directly, processed through NOWPayments; for those purchases section 6 and our Refund Policy apply.
3. Acceptance
By using the Service you agree to these Terms. Continued use after we publish changes means you accept the updated Terms. If you do not agree, do not use the Service.
You must be at least 18 years old to buy a licence.
4. Educational purpose — no advice
The Service is educational software. It lets you study crypto markets, test trading ideas on historical public market data and practise with simulated ("paper") trading.
- Nothing in the Service is financial, investment, legal or tax advice, a recommendation, or a signal to buy, sell or hold any asset.
- Backtests and paper trading are hypothetical. Past results, simulated or real, do not predict future results.
- The Service does not execute trades, connect to exchange accounts, hold or transfer funds or crypto-assets.
- Any decision you make with real money is entirely your own responsibility.
5. Free and Pro versions
Free: the course, coin and market overviews, testing single ideas, and manual data exchange between your devices.
Pro licence (one-time purchase):
- unlocks the Pro features listed on the pricing page;
- includes 12 months of updates from the purchase date;
- after that, you keep the right to use, without time limit, every Pro version released during your update period;
- an optional yearly updates renewal extends the update period by 12 months;
- the remote AI-assistant connector (mcp.consigliere.biz) works only while your update period is active, because it runs on our servers; the local connector in the desktop app works without time limit in your licensed versions;
- may be activated on up to 3 devices you personally use, and can be moved between devices;
- is personal and non-transferable.
Prices are shown on the pricing page. Card prices are set and charged by Paddle and may include taxes.
6. Refunds
You may request a full refund within 14 days of purchase for any reason, as described in our Refund Policy. A refunded licence is deactivated.
7. Acceptable use
You must not:
- use the Service for any unlawful purpose, fraud or spam;
- infringe our or anyone else's intellectual property, including copying or reselling the course, the Software or licence keys;
- interfere with the security of the Service: distribute malware, probe or test our systems for vulnerabilities, overload them, or scrape them by automated means beyond normal use of the Software;
- share your licence key publicly or with other people.
8. Third-party services
The Service works with services that are not ours, each under its own terms:
- market data is downloaded from public interfaces of exchanges (such as Bybit, OKX and Binance) directly by your device; we do not guarantee its accuracy or availability;
- cloud sync stores your data in your own Google Drive, Dropbox or OneDrive account;
- AI assistants (such as Claude, ChatGPT or GitHub Copilot) that you connect to the Software receive the results of the tools they call. Their answers may be inaccurate; you are responsible for how you use them. The numbers shown in Honest Polygon result cards come from the Software's own calculations.
9. Intellectual property
We own the Service, including the Software, the course, figures, videos and trademarks. A licence gives you the right to use the Software under these Terms; it does not transfer ownership. Data you create (your journal, paper sessions, settings) belongs to you.
10. No guarantee of service
The Service is provided "as is". We do not guarantee that it will be uninterrupted, error-free, or that calculations or third-party data will be free of mistakes. We may change, improve or discontinue features.
11. Limitation of liability
To the extent permitted by law, we are not liable for trading or investment losses, lost profits, or indirect damages arising from your use of the Service. Our total liability for any claim is limited to the amount you paid for your licence in the 12 months before the claim. Nothing in these Terms limits rights you have as a consumer that cannot be limited by law.
12. Suspension and termination
We may suspend or terminate your licence or access if you materially breach these Terms, fail to pay, create a security or fraud risk, or repeatedly or seriously violate these Terms. You may stop using the Service at any time.
13. Changes to these Terms
We may update these Terms. We will publish the new version on this page with a new date; for material changes we will also notify licence holders by email.
14. Governing law
These Terms are governed by the laws of the Republic of South Africa, without depriving you of protection under the mandatory consumer laws of the country where you live.